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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,115 | $124,336+1.4% | $111,303+13.3% | $167,518-24.7% |
| Participation rate | 66.7% | 79.6%-13.0pp | 77.3%-10.6pp | 82.1%-15.4pp |
| Annual return | 48.33% | 37.45%+10.9pp | 54.66%-6.3pp | 478.71%-430.4pp |
| Employer contribution / active EE | $0 | $3,436-100.0% | $2,731-100.0% | $4,838-100.0% |
| Participant deferral / active EE | $7,196 | $5,181+38.9% | $4,487+60.4% | $6,342+13.5% |
| Admin fee / account holder | $369 | $10,623-96.5% | $7,966-95.4% | $12,312-97.0% |