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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,997 | $110,212+21.6% | $96,534+38.8% | $139,466-3.9% |
| Participation rate | 73.3% | 78.1%-4.8pp | 76.0%-2.6pp | 80.3%-7.0pp |
| Annual return | -9.80% | 26.42%-36.2pp | 25.88%-35.7pp | 373.66%-383.5pp |
| Employer contribution / active EE | $2,646 | $3,620-26.9% | $2,965-10.8% | $4,754-44.3% |
| Participant deferral / active EE | $5,742 | $5,547+3.5% | $4,851+18.4% | $6,712-14.4% |
| Admin fee / account holder | $3,328 | $11,599-71.3% | $8,253-59.7% | $11,409-70.8% |