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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $402,608 | $176,077+128.7% | $159,455+152.5% | $167,518+140.3% |
| Participation rate | 92.3% | 84.9%+7.4pp | 82.8%+9.5pp | 82.1%+10.2pp |
| Annual return | 34.00% | 331.83%-297.8pp | 263.63%-229.6pp | 478.71%-444.7pp |
| Employer contribution / active EE | $0 | $5,298-100.0% | $4,830-100.0% | $4,838-100.0% |
| Participant deferral / active EE | $6,492 | $7,751-16.2% | $7,353-11.7% | $6,342+2.4% |
| Admin fee / account holder | $839 | $12,556-93.3% | $10,800-92.2% | $12,312-93.2% |