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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,893 | $138,076+118.6% | $123,553+144.3% | $135,380+123.0% |
| Participation rate | 84.6% | 84.7%-0.1pp | 82.3%+2.3pp | 82.6%+2.0pp |
| Annual return | 9.16% | 153.70%-144.5pp | 119.21%-110.0pp | 519.81%-510.6pp |
| Employer contribution / active EE | $0 | $5,152-100.0% | $4,628-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $5,318 | $6,800-21.8% | $6,426-17.2% | $5,609-5.2% |
| Admin fee / account holder | $1,532 | $10,917-86.0% | $9,284-83.5% | $10,828-85.9% |