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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,630 | $58,099-23.2% | $76,902-42.0% | $75,177-40.6% |
| Participation rate | 30.9% | 63.9%-33.0pp | 69.6%-38.7pp | 67.2%-36.3pp |
| Annual return | 17.44% | 26.71%-9.3pp | 37.91%-20.5pp | 160.75%-143.3pp |
| Employer contribution / active EE | $983 | $1,996-50.7% | $2,534-61.2% | $2,671-63.2% |
| Participant deferral / active EE | $1,716 | $2,999-42.8% | $3,833-55.2% | $4,126-58.4% |
| Admin fee / account holder | $550 | $4,778-88.5% | $5,479-90.0% | $5,651-90.3% |