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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,558 | $63,082-46.8% | $81,726-58.9% | $79,856-58.0% |
| Participation rate | 37.9% | 67.5%-29.6pp | 72.0%-34.1pp | 69.6%-31.8pp |
| Annual return | 14.46% | 22.66%-8.2pp | 29.49%-15.0pp | 31.71%-17.3pp |
| Employer contribution / active EE | $993 | $1,795-44.7% | $4,311-77.0% | $2,471-59.8% |
| Participant deferral / active EE | $1,829 | $2,780-34.2% | $7,108-74.3% | $3,741-51.1% |
| Admin fee / account holder | $385 | $4,428-91.3% | $5,160-92.5% | $5,306-92.7% |