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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,113 | $68,681-48.9% | $86,615-59.5% | $85,847-59.1% |
| Participation rate | 39.0% | 66.4%-27.4pp | 71.6%-32.7pp | 69.3%-30.4pp |
| Annual return | 13.94% | 20.12%-6.2pp | 63.51%-49.6pp | 318.61%-304.7pp |
| Employer contribution / active EE | $1,001 | $1,880-46.8% | $2,496-59.9% | $2,565-61.0% |
| Participant deferral / active EE | $1,665 | $2,919-43.0% | $3,699-55.0% | $3,952-57.9% |
| Admin fee / account holder | $1,848 | $5,974-69.1% | $5,830-68.3% | $6,261-70.5% |