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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,833 | $62,146-16.6% | $81,438-36.4% | $74,546-30.5% |
| Participation rate | 29.8% | 64.1%-34.2pp | 69.5%-39.7pp | 67.2%-37.4pp |
| Annual return | 13.93% | 16.49%-2.6pp | 24.74%-10.8pp | 1366.03%-1352.1pp |
| Employer contribution / active EE | $945 | $1,883-49.8% | $2,460-61.6% | $2,624-64.0% |
| Participant deferral / active EE | $1,763 | $3,229-45.4% | $3,883-54.6% | $4,347-59.4% |
| Admin fee / account holder | $2,583 | $1,922+34.4% | $5,764-55.2% | $1,944+32.9% |