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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,596 | $176,105+82.0% | $159,474+101.0% | $167,536+91.4% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 15.47% | 331.91%-316.4pp | 263.68%-248.2pp | 478.82%-463.3pp |
| Employer contribution / active EE | $9,678 | $5,299+82.6% | $4,831+100.3% | $4,839+100.0% |
| Participant deferral / active EE | $10,882 | $7,751+40.4% | $7,353+48.0% | $6,342+71.6% |
| Admin fee / account holder | $2,935 | $12,559-76.6% | $10,802-72.8% | $12,315-76.2% |