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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $470,873 | $162,136+190.4% | $152,301+209.2% | $154,746+204.3% |
| Participation rate | 83.3% | 84.1%-0.8pp | 82.4%+0.9pp | 80.7%+2.6pp |
| Annual return | 14.07% | 91.02%-76.9pp | 80.50%-66.4pp | 172.34%-158.3pp |
| Employer contribution / active EE | $2,940 | $4,890-39.9% | $4,624-36.4% | $4,379-32.9% |
| Participant deferral / active EE | $9,157 | $8,341+9.8% | $8,004+14.4% | $6,730+36.1% |
| Admin fee / account holder | $6,253 | $15,759-60.3% | $14,398-56.6% | $14,365-56.5% |