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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,697 | $148,629+35.7% | $135,982+48.3% | $139,487+44.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 18.38% | 79.33%-60.9pp | 68.32%-49.9pp | 373.84%-355.5pp |
| Employer contribution / active EE | $9,064 | $5,247+72.8% | $4,859+86.5% | $4,755+90.6% |
| Participant deferral / active EE | $13,459 | $8,102+66.1% | $7,760+73.4% | $6,713+100.5% |
| Admin fee / account holder | $1,594 | $12,406-87.1% | $10,767-85.2% | $11,407-86.0% |