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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,411 | $165,3990% | $149,745+10.5% | $158,982+4.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 15.76% | 348.34%-332.6pp | 276.72%-261.0pp | 302.99%-287.2pp |
| Employer contribution / active EE | $7,841 | $5,105+53.6% | $4,646+68.8% | $4,763+64.6% |
| Participant deferral / active EE | $11,275 | $7,183+57.0% | $6,843+64.8% | $5,983+88.4% |
| Admin fee / account holder | $4,366 | $10,811-59.6% | $9,312-53.1% | $11,252-61.2% |