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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,356 | $138,114+9.6% | $125,391+20.7% | $134,545+12.5% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -17.27% | 750.88%-768.2pp | 572.41%-589.7pp | 418.37%-435.6pp |
| Employer contribution / active EE | $8,756 | $5,246+66.9% | $4,816+81.8% | $4,742+84.7% |
| Participant deferral / active EE | $12,965 | $7,801+66.2% | $7,448+74.1% | $6,401+102.5% |
| Admin fee / account holder | $3,584 | $11,570-69.0% | $10,009-64.2% | $11,431-68.6% |