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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,191 | $102,429+77.9% | $147,096+23.9% | $80,925+125.1% |
| Participation rate | 90.6% | 75.9%+14.8pp | 82.2%+8.4pp | 67.7%+23.0pp |
| Annual return | 31.00% | 135.02%-104.0pp | 419.75%-388.8pp | 35.65%-4.7pp |
| Employer contribution / active EE | $7,359 | $3,716+98.1% | $4,936+49.1% | $2,756+167.0% |
| Participant deferral / active EE | $9,424 | $6,649+41.7% | $8,071+16.8% | $4,299+119.2% |
| Admin fee / account holder | $6,754 | $7,957-15.1% | $13,005-48.1% | $6,940-2.7% |