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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,191 | $102,382+78.0% | $147,005+23.9% | $80,874+125.3% |
| Participation rate | 90.6% | 75.8%+14.8pp | 82.2%+8.5pp | 67.6%+23.0pp |
| Annual return | 31.00% | 134.89%-103.9pp | 418.76%-387.8pp | 35.62%-4.6pp |
| Employer contribution / active EE | $7,359 | $3,715+98.1% | $4,934+49.1% | $2,756+167.0% |
| Participant deferral / active EE | $9,424 | $6,646+41.8% | $8,070+16.8% | $4,297+119.3% |
| Admin fee / account holder | $6,754 | $7,942-15.0% | $13,006-48.1% | $6,935-2.6% |