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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,403 | $102,632+6.6% | $81,988+33.4% | $158,950-31.2% |
| Participation rate | 28.6% | 75.5%-47.0pp | 69.3%-40.7pp | 82.0%-53.4pp |
| Annual return | 3.21% | 61.05%-57.8pp | 41.31%-38.1pp | 302.91%-299.7pp |
| Employer contribution / active EE | $673 | $3,241-79.2% | $2,498-73.1% | $4,762-85.9% |
| Participant deferral / active EE | $1,454 | $4,649-68.7% | $3,722-60.9% | $5,983-75.7% |
| Admin fee / account holder | $0 | $8,237-100.0% | $5,665-100.0% | $11,248-100.0% |