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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,817 | $85,790-1.1% | $67,313+26.0% | $135,382-37.3% |
| Participation rate | 33.3% | 76.5%-43.1pp | 69.1%-35.7pp | 82.6%-49.3pp |
| Annual return | -1.84% | -0.54%-1.3pp | -4.08%+2.2pp | 519.77%-521.6pp |
| Employer contribution / active EE | $474 | $3,487-86.4% | $2,566-81.5% | $4,779-90.1% |
| Participant deferral / active EE | $1,041 | $4,651-77.6% | $3,568-70.8% | $5,609-81.4% |
| Admin fee / account holder | $6,054 | $6,392-5.3% | $4,507+34.3% | $10,829-44.1% |