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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,606 | $118,680+46.3% | $98,910+75.5% | $158,931+9.2% |
| Participation rate | 70.0% | 77.8%-7.8pp | 76.0%-6.0pp | 82.0%-12.0pp |
| Annual return | 10.77% | 372.35%-361.6pp | 196.44%-185.7pp | 302.86%-292.1pp |
| Employer contribution / active EE | $2,804 | $3,333-15.9% | $2,689+4.3% | $4,761-41.1% |
| Participant deferral / active EE | $5,572 | $5,088+9.5% | $4,244+31.3% | $5,982-6.9% |
| Admin fee / account holder | $3,209 | $10,131-68.3% | $6,642-51.7% | $11,247-71.5% |