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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,729 | $99,032+53.2% | $80,022+89.6% | $135,380+12.1% |
| Participation rate | 66.7% | 78.4%-11.7pp | 75.8%-9.2pp | 82.6%-16.0pp |
| Annual return | -4.26% | 15.39%-19.6pp | 11.22%-15.5pp | 519.81%-524.1pp |
| Employer contribution / active EE | $2,391 | $3,043-21.4% | $2,468-3.1% | $4,779-50.0% |
| Participant deferral / active EE | $5,067 | $4,282+18.3% | $3,686+37.5% | $5,609-9.7% |
| Admin fee / account holder | $6,753 | $10,436-35.3% | $6,521+3.6% | $10,828-37.6% |