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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,632 | $166,268-42.5% | $165,100-42.1% | $145,897-34.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 10.67% | 100.52%-89.8pp | 70.21%-59.5pp | 552.29%-541.6pp |
| Employer contribution / active EE | $10,956 | $5,284+107.3% | $4,348+152.0% | $4,663+135.0% |
| Participant deferral / active EE | $9,248 | $6,964+32.8% | $6,035+53.2% | $6,689+38.2% |
| Admin fee / account holder | $2,340 | $16,659-86.0% | $12,696-81.6% | $13,390-82.5% |