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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,383 | $69,444+293.7% | $92,985+194.0% | $87,485+212.5% |
| Participation rate | 97.6% | 63.3%+34.3pp | 69.5%+28.1pp | 68.9%+28.6pp |
| Annual return | 14.85% | 23.85%-9.0pp | 27.99%-13.1pp | 26.06%-11.2pp |
| Employer contribution / active EE | $13,367 | $1,917+597.3% | $2,662+402.1% | $2,596+414.9% |
| Participant deferral / active EE | $9,630 | $3,364+186.3% | $4,377+120.0% | $4,274+125.3% |
| Admin fee / account holder | $6,539 | $6,137+6.6% | $9,463-30.9% | $7,775-15.9% |