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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,383 | $76,564+257.1% | $105,582+158.9% | $94,015+190.8% |
| Participation rate | 97.6% | 65.2%+32.4pp | 71.8%+25.8pp | 70.8%+26.7pp |
| Annual return | 14.85% | 20.69%-5.8pp | 18.61%-3.8pp | 17.84%-3.0pp |
| Employer contribution / active EE | $13,367 | $1,995+569.9% | $2,984+348.0% | $2,790+379.1% |
| Participant deferral / active EE | $9,630 | $3,320+190.0% | $4,353+121.2% | $4,249+126.6% |
| Admin fee / account holder | $6,539 | $7,129-8.3% | $12,856-49.1% | $8,951-26.9% |