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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,383 | $58,627+366.3% | $76,735+256.3% | $82,448+231.6% |
| Participation rate | 97.6% | 63.2%+34.3pp | 69.5%+28.1pp | 68.1%+29.5pp |
| Annual return | 14.85% | 39.10%-24.2pp | 29.77%-14.9pp | 41.64%-26.8pp |
| Employer contribution / active EE | $13,367 | $1,729+673.0% | $2,454+444.7% | $2,551+424.0% |
| Participant deferral / active EE | $9,630 | $3,134+207.3% | $4,088+135.6% | $4,139+132.7% |
| Admin fee / account holder | $6,539 | $5,323+22.9% | $7,189-9.0% | $7,234-9.6% |