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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,594 | $109,372+87.1% | $89,414+128.8% | $158,966+28.7% |
| Participation rate | 68.8% | 74.3%-5.5pp | 68.0%+0.8pp | 82.0%-13.2pp |
| Annual return | 10.79% | 345.55%-334.8pp | 245.50%-234.7pp | 302.95%-292.2pp |
| Employer contribution / active EE | $1,556 | $3,171-50.9% | $2,586-39.8% | $4,762-67.3% |
| Participant deferral / active EE | $3,861 | $4,598-16.0% | $3,890-0.7% | $5,983-35.5% |
| Admin fee / account holder | $80,094 | $6,156+1201.0% | $4,883+1540.2% | $11,250+611.9% |