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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,800 | $93,064+16.9% | $74,577+45.9% | $273,972-60.3% |
| Participation rate | 82.6% | 74.9%+7.7pp | 68.1%+14.5pp | 83.0%-0.4pp |
| Annual return | 7.83% | 26.18%-18.4pp | 20.47%-12.6pp | 41.46%-33.6pp |
| Employer contribution / active EE | $1,370 | $3,160-56.7% | $2,525-45.8% | $4,869-71.9% |
| Participant deferral / active EE | $3,439 | $4,160-17.3% | $3,458-0.5% | $5,287-35.0% |
| Admin fee / account holder | $3,302 | $5,273-37.4% | $4,138-20.2% | $10,133-67.4% |