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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,836 | $54,380+30.3% | $68,509+3.4% | $59,633+18.8% |
| Participation rate | 58.3% | 70.2%-11.9pp | 74.7%-16.4pp | 68.7%-10.3pp |
| Annual return | 0.09% | 2.83%-2.7pp | 8.27%-8.2pp | 2041.45%-2041.4pp |
| Employer contribution / active EE | $0 | $1,539-100.0% | $2,278-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $2,670 | $2,643+1.0% | $3,382-21.1% | $3,192-16.3% |
| Admin fee / account holder | $1,292 | $3,885-66.7% | $5,275-75.5% | $4,297-69.9% |