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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,089 | $58,828+36.1% | $78,002+2.7% | $62,881+27.4% |
| Participation rate | 58.8% | 71.1%-12.2pp | 75.5%-16.7pp | 69.3%-10.5pp |
| Annual return | 6.86% | 17.16%-10.3pp | 425.99%-419.1pp | 20.14%-13.3pp |
| Employer contribution / active EE | $0 | $1,672-100.0% | $2,470-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $2,553 | $2,686-4.9% | $3,497-27.0% | $3,203-20.3% |
| Admin fee / account holder | $1,230 | $4,393-72.0% | $5,481-77.6% | $4,296-71.4% |