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| Provider | Service type | Compensation |
|---|---|---|
RSM US LLP3 years Filed as: RSM US WEALTH MANAGEMENT LLC Service code 27 · EIN 41-1944416 | Advisory (Plan) | $42,800 |
Service code 37 · EIN 04-2647786 | Loan Processing | $30,559 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,497 | $84,936-13.5% | $111,303-34.0% | $79,393-7.4% |
| Participation rate | 100.0% | 75.9%+24.1pp | 77.3%+22.7pp | 70.7%+29.3pp |
| Annual return | 12.89% | 17.45%-4.6pp | 54.66%-41.8pp | 116.87%-104.0pp |
| Employer contribution / active EE | $2,722 | $1,979+37.5% | $2,731-0.4% | $2,428+12.1% |
| Participant deferral / active EE | $5,834 | $3,888+50.0% | $4,487+30.0% | $4,046+44.2% |
| Admin fee / account holder | $401 | $537-25.4% | $7,966-95.0% | $627-36.0% |