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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,093 | $59,191-12.0% | $76,767-32.1% | $56,289-7.5% |
| Participation rate | 99.2% | 75.2%+24.0pp | 77.0%+22.3pp | 69.9%+29.4pp |
| Annual return | -7.81% | 6.62%-14.4pp | 2.43%-10.2pp | -9.96%+2.2pp |
| Employer contribution / active EE | $2,227 | $1,759+26.6% | $2,485-10.4% | $2,111+5.5% |
| Participant deferral / active EE | $4,339 | $3,255+33.3% | $3,852+12.7% | $3,350+29.5% |
| Admin fee / account holder | $2,664 | $489+444.6% | $6,675-60.1% | $521+411.4% |