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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $395,159 | $183,592+115.2% | $155,567+154.0% | $145,959+170.7% |
| Participation rate | 27.3% | 82.7%-55.4pp | 78.2%-50.9pp | 80.3%-53.0pp |
| Annual return | 28.84% | 61.24%-32.4pp | 64.74%-35.9pp | 561.95%-533.1pp |
| Employer contribution / active EE | $0 | $5,315-100.0% | $4,674-100.0% | $4,661-100.0% |
| Participant deferral / active EE | $3,141 | $6,464-51.4% | $5,628-44.2% | $6,689-53.0% |
| Admin fee / account holder | $7 | $19,318-100.0% | $15,916-100.0% | $13,398-99.9% |