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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,519 | $117,895-60.5% | $102,460-54.6% | $145,897-68.1% |
| Participation rate | 41.7% | 78.6%-37.0pp | 76.5%-34.8pp | 80.3%-38.6pp |
| Annual return | 13.81% | 31.92%-18.1pp | 29.47%-15.7pp | 552.29%-538.5pp |
| Employer contribution / active EE | $921 | $3,619-74.5% | $3,025-69.5% | $4,663-80.2% |
| Participant deferral / active EE | $3,633 | $5,736-36.7% | $5,056-28.1% | $6,689-45.7% |
| Admin fee / account holder | $1,209 | $13,353-90.9% | $9,460-87.2% | $13,390-91.0% |