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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,516 | $131,835-24.5% | $108,582-8.3% | $273,972-63.7% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 8.23% | -91.57%+99.8pp | -51.70%+59.9pp | 41.46%-33.2pp |
| Employer contribution / active EE | $4,185 | $4,913-14.8% | $3,758+11.3% | $4,869-14.0% |
| Participant deferral / active EE | $4,227 | $5,127-17.6% | $4,311-1.9% | $5,287-20.1% |
| Admin fee / account holder | $794 | $10,253-92.3% | $7,645-89.6% | $10,133-92.2% |