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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,160 | $114,712+62.3% | $173,730+7.2% | $87,485+112.8% |
| Participation rate | 92.3% | 73.0%+19.3pp | 79.6%+12.7pp | 68.9%+23.4pp |
| Annual return | 9.69% | 20.18%-10.5pp | 19.96%-10.3pp | 26.06%-16.4pp |
| Employer contribution / active EE | $5,794 | $2,904+99.5% | $4,577+26.6% | $2,596+123.2% |
| Participant deferral / active EE | $7,818 | $4,642+68.4% | $6,326+23.6% | $4,274+82.9% |
| Admin fee / account holder | $972 | $10,210-90.5% | $17,523-94.5% | $7,775-87.5% |