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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,267 | $153,769-25.0% | $133,975-14.0% | $273,972-57.9% |
| Participation rate | 84.6% | 88.4%-3.8pp | 87.1%-2.4pp | 83.0%+1.6pp |
| Annual return | 4.25% | 36.51%-32.3pp | 29.29%-25.0pp | 41.46%-37.2pp |
| Employer contribution / active EE | $0 | $6,029-100.0% | $5,211-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $10,235 | $6,958+47.1% | $6,282+62.9% | $5,287+93.6% |
| Admin fee / account holder | $4,673 | $11,765-60.3% | $9,324-49.9% | $10,133-53.9% |