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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,320 | $124,346+123.8% | $111,308+150.0% | $167,536+66.1% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 20.06% | 37.45%-17.4pp | 54.67%-34.6pp | 478.82%-458.8pp |
| Employer contribution / active EE | $0 | $3,437-100.0% | $2,732-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $2,171 | $5,182-58.1% | $4,487-51.6% | $6,342-65.8% |
| Admin fee / account holder | $4,711 | $10,621-55.6% | $7,965-40.9% | $12,315-61.7% |