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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,423 | $92,219+75.0% | $76,767+110.3% | $135,380+19.2% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -4.72% | 5.46%-10.2pp | 2.43%-7.1pp | 519.81%-524.5pp |
| Employer contribution / active EE | $0 | $3,216-100.0% | $2,485-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $1,069 | $4,508-76.3% | $3,852-72.2% | $5,609-80.9% |
| Admin fee / account holder | $7,623 | $10,749-29.1% | $6,675+14.2% | $10,828-29.6% |