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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL1 year Filed as: LPL FINANCIAL LLC Service code 16 · EIN 04-3046611 | Consulting | $43,333 |
MMA SECURITIES LLC1 year Service code 16 · EIN 22-3570392 | Consulting | $17,333 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$36,271 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,104 | $78,852-36.5% | $76,767-34.7% | $75,289-33.5% |
| Participation rate | 92.2% | 85.0%+7.2pp | 77.0%+15.2pp | 72.4%+19.8pp |
| Annual return | -8.38% | -1.29%-7.1pp | 2.43%-10.8pp | -0.04%-8.3pp |
| Employer contribution / active EE | $2,348 | $2,794-16.0% | $2,485-5.5% | $2,405-2.4% |
| Participant deferral / active EE | $6,756 | $4,800+40.8% | $3,852+75.4% | $3,739+80.7% |
| Admin fee / account holder | $13 | $79-83.8% | $6,675-99.8% | $102-87.5% |