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| Provider | Service type | Compensation |
|---|---|---|
MMA SECURITIES LLC4 years Filed as: MMA SECURITIES Service code 27 · EIN 22-3570392 | Advisory (Plan) | $60,000 |
STRATEGIC ADVISORS, INC.2 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $12,414 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$203,887 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,866 | $130,052-42.4% | $86,698-13.6% | $77,906-3.9% |
| Participation rate | 96.3% | 85.9%+10.3pp | 76.6%+19.7pp | 73.7%+22.6pp |
| Annual return | -22.37% | -12.73%-9.6pp | 35.95%-58.3pp | 12.16%-34.5pp |
| Employer contribution / active EE | $3,515 | $3,214+9.4% | $2,837+23.9% | $2,846+23.5% |
| Participant deferral / active EE | $10,579 | $5,741+84.3% | $4,656+127.2% | $4,805+120.2% |
| Admin fee / account holder | -$75 | $132-156.8% | $7,493-101.0% | $133-156.5% |