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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $363,102 | $106,236+241.8% | $96,496+276.3% | $139,427+160.4% |
| Participation rate | 86.7% | 77.8%+8.8pp | 74.3%+12.3pp | 80.3%+6.3pp |
| Annual return | 22.61% | 38.43%-15.8pp | 35.70%-13.1pp | 373.27%-350.7pp |
| Employer contribution / active EE | $4,840 | $4,104+17.9% | $3,738+29.5% | $4,752+1.9% |
| Participant deferral / active EE | $11,951 | $5,455+119.1% | $4,879+145.0% | $6,711+78.1% |
| Admin fee / account holder | $2,055 | $7,879-73.9% | $6,731-69.5% | $11,404-82.0% |