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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $363,102 | $106,280+241.6% | $96,538+276.1% | $139,487+160.3% |
| Participation rate | 86.7% | 77.8%+8.8pp | 74.3%+12.3pp | 80.3%+6.3pp |
| Annual return | 22.61% | 38.48%-15.9pp | 35.74%-13.1pp | 373.84%-351.2pp |
| Employer contribution / active EE | $4,840 | $4,107+17.8% | $3,740+29.4% | $4,755+1.8% |
| Participant deferral / active EE | $11,951 | $5,457+119.0% | $4,880+144.9% | $6,713+78.0% |
| Admin fee / account holder | $2,055 | $7,888-74.0% | $6,737-69.5% | $11,407-82.0% |