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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,023 | $97,732+132.3% | $83,831+170.8% | $135,380+67.7% |
| Participation rate | 66.7% | 80.0%-13.3pp | 76.1%-9.5pp | 82.6%-16.0pp |
| Annual return | -8.15% | 1287.56%-1295.7pp | 850.99%-859.1pp | 519.81%-528.0pp |
| Employer contribution / active EE | $3,230 | $4,222-23.5% | $3,631-11.1% | $4,779-32.4% |
| Participant deferral / active EE | $6,902 | $4,683+47.4% | $4,082+69.1% | $5,609+23.1% |
| Admin fee / account holder | $3,172 | $6,675-52.5% | $5,479-42.1% | $10,828-70.7% |