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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,085 | $201,259+23.8% | $184,200+35.2% | $145,959+70.7% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 11.48% | 28.98%-17.5pp | 28.80%-17.3pp | 561.95%-550.5pp |
| Employer contribution / active EE | $11,728 | $7,018+67.1% | $6,424+82.6% | $4,661+151.6% |
| Participant deferral / active EE | $18,092 | $9,806+84.5% | $9,132+98.1% | $6,689+170.5% |
| Admin fee / account holder | $20,484 | $16,372+25.1% | $13,907+47.3% | $13,398+52.9% |