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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,085 | $201,344+23.7% | $184,243+35.2% | $145,877+70.8% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 11.48% | 29.01%-17.5pp | 28.82%-17.3pp | 551.28%-539.8pp |
| Employer contribution / active EE | $11,728 | $7,022+67.0% | $6,427+82.5% | $4,663+151.5% |
| Participant deferral / active EE | $18,092 | $9,807+84.5% | $9,132+98.1% | $6,691+170.4% |
| Admin fee / account holder | $20,484 | $16,382+25.0% | $13,914+47.2% | $13,402+52.8% |