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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,143 | $134,001-33.5% | $112,258-20.6% | $134,509-33.7% |
| Participation rate | 57.1% | 78.6%-21.4pp | 75.1%-17.9pp | 81.2%-24.1pp |
| Annual return | -17.33% | 47.15%-64.5pp | 27.47%-44.8pp | 418.13%-435.5pp |
| Employer contribution / active EE | $1,605 | $4,039-60.3% | $3,636-55.8% | $4,741-66.1% |
| Participant deferral / active EE | $6,208 | $5,291+17.3% | $4,728+31.3% | $6,400-3.0% |
| Admin fee / account holder | $4,279 | $7,491-42.9% | $6,411-33.3% | $11,427-62.6% |