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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,221 | $124,314-3.3% | $109,163+10.1% | $167,518-28.2% |
| Participation rate | 66.7% | 79.4%-12.8pp | 75.9%-9.2pp | 82.1%-15.4pp |
| Annual return | 10.69% | 26.04%-15.4pp | 25.75%-15.1pp | 478.71%-468.0pp |
| Employer contribution / active EE | $1,792 | $4,209-57.4% | $3,723-51.9% | $4,838-63.0% |
| Participant deferral / active EE | $4,323 | $5,256-17.8% | $4,654-7.1% | $6,342-31.8% |
| Admin fee / account holder | $494 | $7,973-93.8% | $6,754-92.7% | $12,312-96.0% |