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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,833 | $39,798-7.5% | $67,704-45.6% | $59,633-38.2% |
| Participation rate | 43.1% | 57.4%-14.3pp | 67.5%-24.5pp | 68.7%-25.6pp |
| Annual return | -1.82% | 89.94%-91.8pp | 25.41%-27.2pp | 2041.45%-2043.3pp |
| Employer contribution / active EE | $571 | $1,393-59.0% | $2,559-77.7% | $2,203-74.1% |
| Participant deferral / active EE | $1,107 | $2,335-52.6% | $3,585-69.1% | $3,192-65.3% |
| Admin fee / account holder | $0 | $3,212-100.0% | $4,255-100.0% | $4,297-100.0% |