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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,218 | $43,075+2.7% | $74,577-40.7% | $62,881-29.7% |
| Participation rate | 48.3% | 58.1%-9.7pp | 68.1%-19.8pp | 69.3%-21.0pp |
| Annual return | 4.63% | 17.50%-12.9pp | 20.47%-15.8pp | 20.14%-15.5pp |
| Employer contribution / active EE | $1,046 | $1,498-30.2% | $2,525-58.6% | $2,281-54.2% |
| Participant deferral / active EE | $1,954 | $2,389-18.2% | $3,458-43.5% | $3,203-39.0% |
| Admin fee / account holder | $227 | $2,840-92.0% | $4,138-94.5% | $4,296-94.7% |