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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,394 | $176,105+7.0% | $159,474+18.1% | $167,536+12.5% |
| Participation rate | 80.0% | 85.0%-5.0pp | 82.8%-2.8pp | 82.1%-2.1pp |
| Annual return | 16.66% | 331.91%-315.2pp | 263.68%-247.0pp | 478.82%-462.2pp |
| Employer contribution / active EE | $7,270 | $5,299+37.2% | $4,831+50.5% | $4,839+50.2% |
| Participant deferral / active EE | $7,716 | $7,751-0.5% | $7,353+4.9% | $6,342+21.7% |
| Admin fee / account holder | $3,434 | $12,559-72.7% | $10,802-68.2% | $12,315-72.1% |