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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,577 | $138,102+17.0% | $125,381+28.9% | $134,532+20.1% |
| Participation rate | 90.0% | 84.5%+5.5pp | 82.4%+7.6pp | 81.2%+8.8pp |
| Annual return | -13.22% | 750.73%-763.9pp | 572.31%-585.5pp | 418.27%-431.5pp |
| Employer contribution / active EE | $7,273 | $5,245+38.7% | $4,815+51.0% | $4,741+53.4% |
| Participant deferral / active EE | $7,637 | $7,801-2.1% | $7,448+2.5% | $6,401+19.3% |
| Admin fee / account holder | $725 | $11,568-93.7% | $10,007-92.8% | $11,429-93.7% |