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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,130 | $162,821+61.0% | $133,978+95.7% | $158,982+64.9% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 9.62% | 41.95%-32.3pp | 45.10%-35.5pp | 302.99%-293.4pp |
| Employer contribution / active EE | $10,962 | $4,976+120.3% | $3,919+179.7% | $4,763+130.2% |
| Participant deferral / active EE | $2,457 | $5,910-58.4% | $5,047-51.3% | $5,983-58.9% |
| Admin fee / account holder | $772 | $11,742-93.4% | $8,930-91.4% | $11,252-93.1% |