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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,504 | $144,130+23.2% | $117,861+50.6% | $147,586+20.3% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 9.19% | 531.20%-522.0pp | 335.11%-325.9pp | 578.59%-569.4pp |
| Employer contribution / active EE | $3,842 | $4,897-21.6% | $3,786+1.5% | $4,876-21.2% |
| Participant deferral / active EE | $1,002 | $5,316-81.2% | $4,482-77.7% | $5,439-81.6% |
| Admin fee / account holder | $387 | $10,887-96.4% | $8,021-95.2% | $10,886-96.4% |