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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,884 | $135,645+40.0% | $110,243+72.2% | $135,380+40.3% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -6.45% | 513.24%-519.7pp | 314.76%-321.2pp | 519.81%-526.3pp |
| Employer contribution / active EE | $15,253 | $4,907+210.9% | $3,827+298.6% | $4,779+219.2% |
| Participant deferral / active EE | $481 | $5,507-91.3% | $4,672-89.7% | $5,609-91.4% |
| Admin fee / account holder | $1,541 | $11,458-86.5% | $8,548-82.0% | $10,828-85.8% |