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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,262 | $146,267+90.2% | $197,124+41.2% | $82,448+237.5% |
| Participation rate | 98.0% | 84.0%+13.9pp | 86.7%+11.2pp | 68.1%+29.9pp |
| Annual return | 16.04% | 29.61%-13.6pp | 44.34%-28.3pp | 41.64%-25.6pp |
| Employer contribution / active EE | $6,801 | $4,723+44.0% | $6,227+9.2% | $2,551+166.6% |
| Participant deferral / active EE | $16,012 | $7,035+127.6% | $9,135+75.3% | $4,139+286.8% |
| Admin fee / account holder | $35,274 | $14,422+144.6% | $16,298+116.4% | $7,234+387.6% |