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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,784 | $138,386+86.3% | $184,260+39.9% | $80,935+218.5% |
| Participation rate | 97.8% | 83.9%+13.9pp | 86.8%+11.0pp | 67.7%+30.1pp |
| Annual return | 15.21% | 20.02%-4.8pp | 28.84%-13.6pp | 35.66%-20.4pp |
| Employer contribution / active EE | $7,103 | $4,851+46.4% | $6,427+10.5% | $2,757+157.7% |
| Participant deferral / active EE | $16,017 | $7,076+126.4% | $9,133+75.4% | $4,299+272.5% |
| Admin fee / account holder | $1,328 | $10,489-87.3% | $13,898-90.4% | $6,924-80.8% |