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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,262 | $145,431+91.3% | $211,142+31.8% | $87,485+218.1% |
| Participation rate | 98.0% | 84.7%+13.2pp | 87.3%+10.7pp | 68.9%+29.0pp |
| Annual return | 16.04% | 27.21%-11.2pp | 46.84%-30.8pp | 26.06%-10.0pp |
| Employer contribution / active EE | $6,801 | $4,662+45.9% | $6,442+5.6% | $2,596+161.9% |
| Participant deferral / active EE | $16,012 | $6,859+133.5% | $9,284+72.5% | $4,274+274.7% |
| Admin fee / account holder | $35,274 | $17,052+106.9% | $19,076+84.9% | $7,775+353.7% |