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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $457,425 | $175,259+161.0% | $149,723+205.5% | $139,487+227.9% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 10.90% | 166.82%-155.9pp | 134.50%-123.6pp | 373.84%-362.9pp |
| Employer contribution / active EE | $2,500 | $5,478-54.4% | $4,821-48.1% | $4,755-47.4% |
| Participant deferral / active EE | $6,288 | $6,522-3.6% | $5,682+10.6% | $6,713-6.3% |
| Admin fee / account holder | $5,043 | $16,158-68.8% | $13,215-61.8% | $11,407-55.8% |