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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $406,099 | $167,353+142.7% | $143,797+182.4% | $134,545+201.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -13.35% | 0.48%-13.8pp | -0.04%-13.3pp | 418.37%-431.7pp |
| Employer contribution / active EE | $913 | $5,620-83.8% | $4,952-81.6% | $4,742-80.8% |
| Participant deferral / active EE | $6,288 | $6,447-2.5% | $5,638+11.5% | $6,401-1.8% |
| Admin fee / account holder | $11,856 | $18,096-34.5% | $14,679-19.2% | $11,431+3.7% |